Actuarial Intelligence, Engineered
Actuarial-Level Analytics.
AI-Powered Precision.
We use machine learning, OCR, and proprietary risk modeling to simplify life insurance and longevity planning — turning confusing carrier documents and medical records into a clear, actionable gameplan for your policy. Independent, unbiased, and driven purely by data.
From opaque documents to an actionable gameplan.
Carriers make the numbers that matter difficult to uncover. Every InsuriShield solution exists to answer three questions they won't:
Is your policy performing as expected?
Is it aligned with today's financial goals and health profile?
What risks are hiding in the fine print?
Policy Intelligence
Carrier illustrations and statements are built to be hard to read. We digitize them and answer the question that matters: what is this policy really worth, and where is it headed? Which approach we run depends on how much documentation is available.
When the full document set is in hand, our experts reverse-engineer the policy by hand: calculated COI rates, optimized premiums, and a dynamic valuation model — every result passing a three-tiered accuracy audit.
When documentation is scarce, machine learning fills the gaps — a highly accurate valuation from as little as an annual statement, drawn from models trained on 1M+ data points.
Health & Longevity Intelligence
Longevity drives everything in life insurance, yet it hides in stacks of unstructured medical records. We turn it into a forecast you can act on — and which approach we run depends on whether medical records are available.
When complete medical records exist, our experts review them directly — a projected mortality rating and full longevity distribution, manually audited, at a fraction of the cost of a traditional LE.
When records aren't available, an immediate forecast from a questionnaire, written summary, or existing LE report — same distributions, from models trained on 50K+ unique lives.
Institutions: we also build custom analytics — Monte Carlo simulation, tertiary portfolio analysis, and bespoke risk modeling. Contact our team to learn more.
Trusted Across Industries.
We provide critical data infrastructure to the most sophisticated participants in the financial ecosystem.
The Tech-Enabled Advantage.
Our proprietary machine learning and OCR technologies are engineered for one goal: converting opaque carrier statements, illustrations, and medical records into structured, actionable financial data.
By automating rapid policy digitization and pricing, we uncover hidden insights that traditional actuarial methods often overlook, reducing turnaround times from weeks to minutes.